Why American Business Services Is Different
Brokered, Not Boxed
I’m not tied to one carrier, product, or platform. That means recommendations are based on fit—not quotas or pressure to sell a specific solution.
People-First, Integrity-Driven
Decisions around benefits, protection, and finances affect real lives. I lead with clarity, respect, and honesty—because trust matters more than transactions.
Long-Term Partner Mindset
I don’t disappear after a decision is made. I walk alongside clients as needs change, helping them adapt and stay aligned over time.
Our Business Services
About American Business Services
American Business Services was built to help individuals, families, and business owners navigate important decisions with clarity and confidence—without pressure or one-size-fits-all solutions.
I work as an independent broker and advisor, which means I’m not tied to a single carrier, product, or platform. My role is to listen first, understand what matters most, and help clients choose solutions that truly fit their goals and values.
Integrity, stewardship, and long-term relationships guide everything I do. I believe trust is earned through honesty, follow-through, and serving people well—especially when decisions affect people’s livelihood, family, or future.
Noah Pavao, TN
"We’ve been very happy with the blend of price and service. The most valuable part has been the personal, high-quality customer support."
Vinay Daswani, FL
"We plan to invite Mr. Hawk back to our church for updates to our staff on identity theft trends and best practices for maximizing [their] services. We highly recommend him as you consider ways to help protect and empower your employees."
Mary Helen Cepparulo, TN
"You have made the whole process very simple and easy...for all our staff. Thank you for a great and beneficial service!"
Want similar clarity and support?
What to Expect When You Work With Me
STEP 1
Listen & Clarify
We start with a conversation—not a pitch. I take time to understand your goals, concerns, and priorities so we’re clear on what actually matters.
STEP 2
Design the Right Solution
Based on your needs, I help identify and explain options that truly fit—without pressure, confusion, or one-size-fits-all recommendations.
STEP 3
Support Beyond the Decision
I don’t disappear after a decision is made. I stay engaged as needs change, helping you adjust, optimize, and stay aligned over time.
Frequently Asked Questions
Do you only work with businesses, or also with individuals and families?
I work with individuals, families, and business owners. The process is the same—listen first, clarify goals, then design solutions that fit.
Are you tied to specific products or providers?
No. I’m an independent broker and advisor, which allows me to recommend what fits—not what I’m required to sell.
What happens during a discovery call?
We clarify goals, identify gaps, and decide whether it makes sense to work together. There’s no pressure or obligation.
How do you get paid?
In most cases, I’m compensated by the providers I work with. I always explain this upfront so expectations are clear.
What if my needs change later?
That’s expected. I stay engaged so solutions remain aligned as life or business evolves.
Stronger passwords. Less risk.
No extra apps.
A simple framework I share with individuals, families, and business owners
who want to reduce risk without adding complexity.